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Same risk-same rule: a modular approach to regulation for financial innovation and BigTech

The fintech market has radically changed the financial landscape, redesigning financial intermediation’s business models leveraging emerging technologies’ potentiality in generating economy of scale, scope, and network effect. While fintech companies have increased competition in...

Technological developments over the last 20 years have led to the exponential production of data. The availability of data and the power of emerging technologies such as artificial intelligence, machine learning, and blockchain in processing information into data have pushed financial institutions and markets to a crucial moment of change. Data has become an essential component of our society, where value is embedded in sharing and using data to provide customer solutions.

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